Our history

Credit access for everyday working Americans

Since 1997, Advance America has aimed to put clear, accountable credit within reach of people managing everyday expenses, online and across our neighborhood stores.

Track record

Nearly three decades of lending

28+

Years in operation

157M+

Loans originated

700+

Locations nationwide

Verified standing

Licensed and accredited

We operate as a state-licensed direct lender, which keeps our lending under state statutes. Our BBB accreditation reflects a continuing commitment to consumer trust.

BBB Accredited Business

Accredited by the Better Business Bureau, a recognized standard for business conduct and consumer complaint handling.

State-licensed direct lender

Licensed in the states where we lend, so our loans follow each state's lending statutes.

Open terms, stated plainly

Repayment schedules and borrowing terms are shared before you agree, so you can check the details first.